What does a live-in caregiver do for your organization?
A live-in caregiver resides in a client's home on the multi-day rotation your agency sets, covering the hours in between: companionship, meals, light housekeeping, errands, overnight standby, and hands-on help with bathing and dressing where your state's rules and your agency's policies allow it. What your organization adds is the structure that makes the arrangement work — matching the caregiver to the household, a written schedule everyone follows, relief coverage for off days, and supervision that keeps the care plan current.
Decide early how each case is staffed, because the label drives the pay math. The Department of Labor treats a domestic worker as live-in only when they reside on the premises permanently or for extended periods: living, working and sleeping there five days a week (120 hours or more) or five consecutive days or nights. Workers who cover 24-hour shifts without residing on the premises permanently or for extended periods are not live-in domestic service workers and are owed overtime for hours over 40 in a workweek. The pay consequences are in What to pay live-in caregivers below.
Payer mix shapes the demand side. Medicare does not pay for 24-hour-a-day home care, homemaker services unrelated to the care plan, or custodial and personal care when that is the only care a client needs. Non-medical home care, live-in cases included, is generally funded instead through private pay, Medicaid, VA programs or long-term care insurance. The hire therefore connects directly to how your agency bills.
The worker's view of this job — what residing in a client's home asks of a person, how rotations are structured, and how the role differs from hourly visiting work — lives in the live-in caregiver career guide. This page stays on the employer's side of the hire.
Looking to hire? Post your live-in caregiver role on CaregiverHires and reach people who already work in senior and home care.
Post a Live-In Caregiver Job →What qualifications must a live-in caregiver have?
The qualifications that belong in a live-in posting come from your state's rules for the services your agency provides — the same source as any caregiver hire, not from the title. The general rundown of state training and competency rules is in the caregiver hiring guide; this section covers what the residency assignment adds.
State training rules do not switch off because the caregiver lives in. Oregon's rule for in-home care agencies shows the shape of a state list. Its caregivers must be at least 18 and complete an agency orientation of at least 4 hours before independently providing services. Initial training runs at least 8 hours — two hours before providing services, the other six within 120 days of hire — and competency must be evaluated before the caregiver works independently. Oregon is one state's rule, not a template — what applies to your live-ins is what your own state's rules say.
Scope decides whether a certified-aide layer applies. When a Medicare-certified home health agency furnishes home health aide services, federal rules require classroom plus supervised practical training totaling at least 75 hours, with at least 16 hours of classroom before at least 16 hours of supervised practical training. A competency evaluation must also be completed before the aide furnishes services. The same rules set at least 12 hours of in-service training per 12-month period, plus supervisory assessments on a fixed cadence. When skilled services are provided, an RN or other appropriate skilled professional must complete a supervisory assessment at least every 14 days. When only aide services are furnished, the RN must make an onsite, in-person visit every 60 days. Those floors attach to Medicare-certified agencies, not to a private-pay non-medical agency, which follows its state's rules instead.
Beyond the rulebook, screen for what the schedule amplifies: comfort with long stretches of unsupervised work, firm boundaries inside someone else's household, and the judgment to call the office instead of improvising. Those qualities surface in screening and interviews, not on a certificate.
Rules change, and they are state-specific. Confirm the qualification, training and competency requirements that apply to your live-in assignments with the state agency that oversees home care in your state before you write them into a posting or an offer.
Where to find live-in caregivers
The recruiting backdrop is growth. BLS Employment Projections have home health and personal care aide employment growing 18.1% from 2025 to 2035 — from 4,677,100 jobs to a projected 5,524,400 — with 760,500 openings projected each year. PHI, a direct care research and policy organization, separately projects an estimated 9.7 million total direct care job openings from 2024 to 2034 once occupational transfers and labor-force exits are counted. The two series measure different spans, but they point the same direction: an occupation that replaces and adds workers every year.
A multi-day residency is a different commitment from an hourly route. Describe the schedule plainly in the posting — days on and off, how hours are counted, how relief coverage works, what the caregiver's off days look like — so candidates self-screen against the reality instead of discovering it in a second interview.
Work the channels you operate directly first: referrals from the live-in caregivers already on your roster, rehires and previous applicants still in your file, and your own postings. Certified CNAs and home health aides moving out of facility schedules into home-based work, local training programs and community organizations extend the reach where your own pipeline runs thin.
The channel detail — which boards deserve budget, how referral rewards are structured, how to word the ad — belongs to the recruitment strategy guide. Before you post, browse the live-in caregiver jobs board to see what competing postings in your market offer.
Screening and background checks
Run every candidate through the same sequence — application review, phone screen, interview, references, then background screening — and keep a record of how each hire was made. The live-in screen leans harder on judgment than an hourly screen: what the candidate does when a client falls during the night, how they handle a family member adding tasks off the care plan, and when they call the office.
Write the ad before you screen, and keep it about the job. Under the laws the EEOC enforces, a posting may not show a preference for or discourage applicants based on race, color, religion, sex, national origin, age (40 or older), disability or genetic information. An ad seeking "females" may discourage men and people over 40 and may violate the law. Client requests do not move the line: the EEOC treats job assignment decisions based on protected characteristics as illegal, so a household's request for a caregiver of a particular sex goes through your HR process and counsel rather than into the posting.
Background checks follow the Fair Credit Reporting Act: before you order a consumer report, give the applicant a clear written disclosure in a stand-alone document and collect written authorization. State law adds requirements of its own — Oregon, for one, requires in-home care agencies to run a criminal records check and make a fitness determination before hiring anyone who will have direct contact with clients. The step-by-step — what to order, in what order, with which disclosures — is the background checks guide's territory.
Health screening carries its own rules. CDC recommends TB screening of health care personnel upon hire, with annual testing reserved for known exposure or ongoing transmission. Under the ADA, a medical examination may be required only after a job offer and only if all entering employees in the job category receive one; tests for illegal drug use are not medical examinations under the ADA.
If your agency bills Medicaid or VA programs, exclusions matter: no federal health care program payment may be made for items or services furnished by an excluded individual. Federal law does not require providers to check the OIG's exclusion list, but OIG recommends screening before hiring and periodically, and it updates the list monthly. The process is the OIG exclusion check guide's subject.
Confirm your screening sequence with the state agencies that regulate your setting, or with health-care counsel, before you hire.
What to pay live-in caregivers
BLS OEWS publishes no separate live-in caregiver wage. The closest available group is home health and personal care aides (SOC 31-1120), which BLS reports combined — label it as the broader group rather than a live-in wage when the numbers reach a budget meeting. In the May 2025 Occupational Employment and Wage Statistics, the group earned a national median of $17.21 an hour — $35,800 a year — with a 10th-to-90th percentile hourly range of $13.00 to $21.65, in payroll employment of 4,305,810. In services for the elderly and persons with disabilities (NAICS 624120), the industry row where most non-medical home care agencies are classified as a convention, the median was $16.73 with 2,274,140 employed — though individual agencies may be coded under home health care services instead.
Then the FLSA floor. Since January 1, 2015, third-party employers such as home care agencies cannot claim the Fair Labor Standards Act companionship-services exemption, and they may not use the live-in overtime exemption either — even when the household jointly employs the worker. Your agency owes at least the federal minimum wage, $7.25 an hour, with state or local floors that may be higher, for all hours worked, plus overtime at time-and-a-half over 40 hours in a workweek. A flat daily rate does not replace those calculations for an agency employer.
Sleep time is where live-in pay goes wrong. For live-in workers, employer and worker may agree to exclude bona fide meal, sleep and off-duty time, but the employer must still track and record all hours actually worked and pay the worker for all of them. For duty of 24 hours or more, employer and employee may agree to exclude a bona fide regularly scheduled sleeping period of not more than 8 hours, if adequate sleeping facilities are provided. Interrupted sleep must be paid, and if the caregiver cannot get reasonable periods of sleep totaling at least five hours, the entire night must be paid.
Bonuses count in the math. A hiring, attendance or retention bonus you promise to hold a live-in through a hard rotation is not discretionary, and it belongs in the regular rate used to compute overtime.
The worked detail — how rotation schedules and written sleep agreements interact with overtime — is the live-in caregiver pay compliance guide, with the companionship exemption and overtime guide covering the exemption rules. The labelled national benchmark sits on the live-in caregiver salary data page; percentile and state-by-state figures for the combined home health and personal care aides group, the broader group rather than a live-in series, sit on the caregiver salary data pages.
Treat the benchmarks as the start of the conversation, not the offer. What a live-in case must carry is set by the pay bands candidates are comparing in your market and by the hours the schedule actually counts — then confirm your pay practices with the DOL or a CPA before you post the role.
Interviewing and making the offer
Interview against the assignment rather than a generic script. The scenarios worth posing are the ones a residency actually produces: a client who refuses help late at night, a family member who asks for tasks off the care plan, a rotation with little sleep, a household whose rules and the care plan conflict. Listen for answers that stay inside the role — keep the person safe, document, report up the chain — rather than improvisation.
Keep questions about the job and the candidate's work history. The EEOC's guidance is to limit pre-employment requests to what is essential for determining whether a person is qualified, and to avoid questions that would indicate race, sex, national origin, disability status, age, religion, color or ancestry.
A working interview or a supervised shadow tells you more than any script: how the candidate moves through a household they do not live in yet, how they respond when the client refuses a task, whether they document as they go. Call references yourself — for a residency hire, two questions carry the most signal: would the previous employer rehire this person, and how did they handle the boundaries of someone else's home?
Put the offer in writing with the terms the schedule depends on. Name the hourly rate, the rotation of days on and off, how hours are counted, and any sleep-time agreement. Add the room and board arrangement, how relief coverage works, the training timeline, and the client types the role covers. A sleep-time agreement left verbal leaves the arrangement open to dispute — write it down and have both sides sign it before the first overnight.
Onboarding and retention
Start the paperwork on time. Section 2 of Form I-9 — the employer's review and verification — must be completed within three business days of the hire; for a job lasting less than three business days, it must be completed at the time of hire. Retain the form for three years after the date of hire or one year after employment ends, whichever is later.
Set up the pay record before the first overnight. Track hours from day one, including the terms of the written sleep-time agreement, and keep the records domestic-service employers must preserve for three years: each worker's name, Social Security number, address, hours worked each week, cash wages and overtime pay.
EVV needs a case-by-case answer. CMS guidance says electronic visit verification requirements do not apply when the caregiver and the beneficiary live together, because services by someone living in the residence are not an "in-home visit" — but states may still choose to require EVV, especially for hourly-billed services. Confirm how your state Medicaid agency treats live-in cases before you configure the schedule.
Onboard into the household, not just the agency: a walk-through of the home and its equipment with the care plan in hand, introductions that set the household's boundaries and routines, and the escalation path for changes in condition. Then protect the rotation itself — relief coverage on off days, a backup caregiver trained on the case, and a supervisor check-in cadence that catches fatigue before it becomes a resignation. The first-weeks plan is the caregiver onboarding guide.
Keep the training calendar running after onboarding: whatever your state requires, plus the in-service and supervision cadence that applies when an assignment is certified-aide scope. Retention is where this hire pays out — PHI attributes direct care workers' median annual earnings of just under $26,000 to low wages and part-time hours, which points at hours and wages as the levers, and the rotation is yours to set. Judge your own retention from your own records — separations, exit reasons, how long live-in hires stay — then fix what the records name.
The scheduling, overtime and wage-hour topics around live-in staffing sit in the employer hiring guide.
Employer information, not licensing, legal, medical, benefits or tax advice. Training, screening, EVV and pay rules come from the state agencies and federal bodies named above. Confirm the current requirements with the state agency that oversees home care in your state, the state Medicaid agency, the DOL, or your own attorney or CPA before you hire.

